Free checklist for UK trades

Get your overdue invoices paid without the awkward phone calls

Most trades are owed money right now and dread chasing it. You finished the job weeks ago, the invoice is overdue, and ringing to ask for payment feels like begging for your own money.

You are not alone in it. Direct Line research (2026) found 68% of UK tradespeople chasing at least one overdue invoice, with an average of £2,023 owed. More than half said late payments had got worse over the year.

This free checklist gives you a repeatable way to chase overdue invoices that gets you paid sooner without sounding desperate. It opens directly, with no details required. The form is only if you want to request a conversation about your workflow.

What is inside

  • 12 steps to run every Friday, from pulling overdue invoices to sorting customers into the right chasing group
  • 3 ready-to-send message tones: friendly for trusted accounts, neutral for standard ones, firm for repeat late payers
  • An escalation ladder so you know exactly what to send on day 5, day 14 and day 28
  • An owner sign-off rule that keeps the firm messages and big accounts under your control

Get the free checklist

No form needed. Open the practical checklist now.

Read the checklist

Want help applying it?

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